Ponte Vedra Beach, Florida (32082) — Shopping on the Internet is becoming very popular for everything from clothing to cars, and painters to plumbers. Insurance products are no different and term life insurance in particular has gained a large share of Internet market sales. As with any type of purchase transaction, it pays to do some homework and become familiar with the products you are purchasing. Learn more today, Call Vince Bagni, from Paramount Life Insurance to get a FREE analysis. Read the full article and learn more about online life insurance today.
Life Insurance
If I Make My Son The Beneficiary On My Life Insurance, Can My Husband Also Access The Money If He Survives Me?
I am concerned about the possibility that, if I name my husband as the beneficiary, his ex-wife will be able to access MY life insurance money because of a quirky law we have that says he must claim any “significant non-income-producing assests” when they figure his child support obligation. $400,000 in cash sitting in the bank would qualify as a significant asset. This money is intended to secure MY family’s financial future should I die, not hers. My hope is that I can leave it all to my son, and have my husband be able to use it to pay the living expenses until he turns 18. Does
Manulife’s Long-term Care Plan LivingCare
Manulife’s Long-term Care plan, called LivingCare, is unique to the industry in that it is available on a single-life basis or a shared coverage option. Additionally, rather than having a set weekly or monthly benefit, Manulife allows the insured to choose a maximum benefit of up to $1,000,000 for single-life coverage or $2,000,000 for shared coverage between couples. The insured then chooses a benefit amount for single-life between 0.5% and 2% and for couples, between 0.25% and 1%. The amount is paid out for as long as the insured is on claim and it’s to the point where it doesn’t exceed the coverage amount. Waiting periods (how long until the funds are paid out) of 90 days and 180 days are available.
Can Someone Who Smokes Marijuana Get Affordable Life Insurance?
Can someone who smokes marijuana get affordable life insurance?
Life Insurance and Obesity
Much like the rest of the world, Obesity rates in Canada are steadily increasing. In 2004, the Canadian Community Health Survey reported that 23.1% of those 18 and older (an estimated 5.5 million adults) had a Body Mass Index of 30 or more, making them obese. Another 8.6 million, or 36.1% were overweight.
With so many more Canadians facing the reality of Obesity and the complications that go with it, such as high blood pressure, diabetes and coronary heart disease, this new reality can have a direct impact on their classification and their ability to get life insurance. The four classifications of traditional life insurance are as follows:
Preferred Rates:For individuals in very good health and with an excellent family health history.
I am a life insurance policy
I recently read a great description that explains why we’re passionate about being in the business of selling permanent and term life insurance. Although the original author is unknown, Marvin H. Feldman, CLU, ChFC, RFC®, did an excellent job of revising some of the wording to make it more appropriate for today.
Read an excerpt from his article below:
By Marvin H. Feldman, CLU, ChFC, RFC®
Financial pundits tell their readers they should only buy term insurance and invest the difference and never purchase permanent life insurance. Why