Life Insurance

The Pros & Cons of Whole Life Insurance

One kind of life insurance is whole life insurance. This kind of life insurance was created to provide coverage for the entire duration of the insured’s life. This coverage remains in force as long as the insured meets their payments. There are many benefits to this type of life insurance coverage. However, there are some drawbacks as well.

Whole life insurance provides many benefits to policyholders. Given these reasons, many people opt for this class of life insurance. Whole life insurance is much more predictable which for some people is a desired quality. The premiums for this kind of life insurance are of a fixed amount. This amount remains constant for the whole life of the insured. Full post…


Hotfoot it through Hyde Park and help beat Crohn’s disease

The annual event is organised by ForCrohns – a charity set up to raise money for research into Crohn’s disease and to help spread awareness of the condition to a wider audience. The 10k event is called 10k ForCrohns and it’s raised more than £125,000 since it began in 2002.

So what do you reckon? Think you’ve got what it takes to go the distance?

There are still places available for the event. All abilities are welcome and entrants will receive a picnic lunch, tea and a souvenir t-shirt. There’ll be plenty of live music and entertainment for spectators too. Celebrity supporters include Les Ferdinand, Louise Redknapp, Duncan James and Carrie Grant. Head along

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UK caravan insurance and continental cover – FAQs

Here are a few common FAQs on the subject of UK caravan insurance and continental cover.

Do UK caravan insurance policies always include continental cover?

No.

Some policies may only include as-standard cover for UK use. Some may actually restrict that further by stating UK mainland only, thereby technically excluding Northern Ireland and all offshore islands – perhaps even including the Isle of Wight.

Where continental cover is included, is it of a standardised form?

No.

There may be differences between insurance providers in terms of how many days outside of the UK are supported and/or how many miles may be driven when abroad.

There is no alternative but to read the policy carefully before purchase, if you would like to see what is or is not covered.

What happens if I wish to travel outside of the EU or geographic Europe?

It is typically uncommon to see policies that cover as standard, the use of a caravan outside of the continent of Europe. I

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Level Term Life Insurance – Affordable Level Term Life Policies

Level term life insurance is attractive to most people as it is inexpensive and easy to understand. There are several different types of level term life insurance policies to choose from. Here are descriptions of each and available options.

  • One Year Renewable Term

The one year term, yearly renewable term or increasing premium term can be bought as a policy or as a rider to a permanent policy. It is guaranteed level term insurance and is guaranteed renewable…which means that the death benefit never decreases as long as you make your premium payments. This is very cheap term life insurance initially but the premiums increase every year and…in the long run could turn out to be quite expensive.

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Cheap Life Insurance Quote – Cheap Term Life Quotes

Cheap Life Insurance Quote

Get Quality Term Life Insurance Quotes

Want a cheap life insurance quote? Maybe you just got married or you just had an addition to your family or possibly you just started a new business or bought your first home with a mortgage.

You know you need to buy some life insurance but you don’t want to put out much money at this time. A low cost term life policy may fit your need without putting much pressure on your pocketbook.

It may be worth the sacrifice if you have a need for life insurance. Let us look at these needs.

  • Life Insurance For Newlyweds

You just got married to the person you feel is ideal for you, you plan on being together forever.

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Equitable Life Announces Improvements to Equiliving Critical Illness Product

Equitable Life now offers Critical Illness for Children as part of their Equiliving policy. Photo by Ted Bongiovanni

Equitable Life has announced improvements to their Equiliving Critical Illness Policy as of July 25.

Now, policyholders will enjoy an increase of 15% to the payout of the Early Detection Benefit to a new maximum of $50,000. They will also receive a simplified return-of-premium on Surrender Riders. In addition, the return-of-premium on death rider is now an optional part of the plan, allowing insured individuals greater flexibility in creating a plan that fits their current circumstances.

An added bonus gives policyholders the ability to protect their families like never before.

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