Equitable Life Participating Whole Life Insurance: Equimax

Get cash values and dividend values with Equimax. Photo by Duckie Monster

Equitable Life offers a Participating Whole Life policy called Equimax. Participating Whole Life insurance offers guaranteed cash values and dividend values. This differs from Non-Participating Whole Life policies, which just offer guaranteed values.

The following are five benefits of an Equitable Life Participating Whole Life policy:

1. The plan is available in Life-Pay or 20-Pay options.

2. Equitable Life had paid a dividend each year since 1936 and their dividends continue to be strong, even in a low interest rate environment.

3.

Full post…


What’s Your Excuse?

Whats your excuse for not having life insurance?

If your excuse is: Im young and in good health, so I dont need to think about it, yet

… then Tara Newby would probably disagree with you. Her husband, Preston, was just 24 when he died, leaving her a widow with two small children. Watch her story here.

If your excuse is: Im a stay-at-home parent, so were better off just buying insurance on my spouse who works

… then Nicolas Virgen has a message for you. He says that purchasing life insurance for his wife, Teresa, a stay-at-home mom, was the best decision they ever made. Wat

Full post…


No Exam Insurance Explained – You Can Actually Buy Your Policy Online

No exam insurance can be pretty easy to get in today’s world. It used to be that most life insurance policies, especially after age 40, were obtained after a rigorous medical examination. If the policy was large enough you would need more than one examination which may include blood or urine tests. People are taking better care of themselves and as a result life insurance companies issue policies after you answer a few questions truthfully about your family history and your medical history. They issue a no exam insurance policy, sometimes right there online.

These no exam life insurance policies are really designed for the person who is very aware of their need for life insurance but really doesn’t have the time to get a medical examination done.

Full post…


Single Parents and Life Insurance

Genworth Financial just released a study finding that too many Americans who need life insurance coverage are uninsured, putting their families and futures at risk. According to the 2011 Genworth Financial LifeJacket Study, single parents across all income levels with children living at home have the least insurance for their needs, potentially leaving their children with few or no options when faced with an unexpected death. Listen to Tracy Basdens story if you want to see what happens to the children in these situations.

The research project found that 69% of single parents with children living at home constitute the highest percentage of uninsured Americans compared with married parents with children in the home (45%).

The Genworth study also found that only 49% of the U.S.

Full post…


Mortgage Life Insurance – Mortgage Redemption And Cancellation Life Insurance

Here is another approach to mortgage life insurance. You want to cover your mortgage in case you should die before your children are self sufficient. You also want to protect your spouse as your income is important to your lifestyle. As your home is one of your largest investments, probably the largest, you decide that mortgage life insurance is a good idea. We have already discussed using decreasing term insurance as well as using a level term policy. Let us now examine whether a permanent type policy could be intelligently used to protect your mortgage. Let us find out if there is any advantage to this.

  • Mortgage Redemption And Cancellation Insurance

    Here is how this works.

Full post…


Life Insurance Articles | Term Life | Whole Life | Universal Life

Here are some additional life insurance articles which have been published on other sites. I hope you find them informative.

Term Life Insurance Explanation Whole Life Vs Universal Life Insurance Life Insurance Waiver Of Premium And Accidental Death Benefit Riders Mortgage Term Life Insurance Term Insurance Or Permanent – Is There Really A Contest? Full post…


Page 18 of 47? First...10...1617181920...3040...Last ?
  • © All Rights Reserved. Health Insurance Advices